The Healthcard enables any person over the age of 18, regardless of whether they belong to a medical scheme, have
insurance or no medical cover at all, to pay for out-of-hospital medical services that they receive from a Medical Service Provider.
The Healthcard is therefore perfectly suited for families where not all members reside together (eg. students). It is also
popular amongst those persons who have hospital cover but would like to make provision for everyday medical expenses.
Any person can apply for a Healthcard as it is not linked to a specific medical scheme;
The Healthcard is a form of forced savings, ring fenced around medical expenses;
It is ideal for persons who are unable to afford medical aid as they can specify the contributions made towards the card;
Provisions can be made to save for medical scheme shortfalls and co-payments for goods and services not covered by your medical scheme;
Facilitates immediate payment to Medical Service Providers for products and services;
The Healthcard can be used to pay for medical expenses when medical aid benefits have been depleted;
Healthcard holders may apply for up to nine (9) secondary cards – linked to one account;
Market related interest is earned on credit balances;
Members are able to withdraw accumulated funds at the end of each year.